Thursday, May 21, 2020

My Insight On Health Care Insurance - 791 Words

Good Day, Tiffany Thank you for your insight on health care insurance. I do agree that programs should center on health awareness and promotion, especially, for those in the lower socioeconomic status (SES). There is a growing need to consider how best to address lower SES population health at an affordable cost of services without the high demand in price for services (Getzen, 2013; Shi Singh, 2011). While, providing education through health awareness and promotion, cost- effectiveness strategies has been a challenge for many health services due to limited moral hazard has on health initiatives (Getzen, 2013; Laureate Education, 2012). The positioning of preventative for those in the lower SES requires unlimited moral hazard to increase public health initiatives. With limited moral hazard the economic power begins to compete with the high demands for higher quality of services at the cost of those who are able to afford (Laureate Education, 2012). Those who are able to afford often have health insurance that makes them become desensitized to how often they can use services putting competition in the market that raise the cost of healthcare (Laureate Education, 2012). Therefore, my recommendation to such resolution, if health insurance decides to keep increasing the price elasticity in the demand services more public health funding are freely needed in the lower SES communities. By having, a free flow of financing programs will help to support needed preventativeShow MoreRelatedPlan For Purchase Health Insurance1415 Words   |  6 Pages. If you were going to purchase health insurance today, which of your  "Top Two† plans would you choose and why? Include the rationale for your choice and information about the deductible, premium, co-pay, and specialist information. 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